CollaboratorQ's Portfolio

#1
This is the portfolio of my wife, who inherited it after my mother-in-law's sad and sudden demise.

This is a long term portfolio, Stocks will be held for 1 to 5 years or more before being sold as it is not possible for me to track all stocks and buy/sell every month.

Some cash is also there to be invested. I am not sure whether to invest now or wait; and to invest in existing stocks or in new ones.

I understand that 87% of the portfolio consists of only 3 stocks and some holdings have very small value.

Please have a look and give you valuable opinion and advice.

Thanks.

Company Net Asset(%)
Larsen & Toubro 47.84
Reliance Industries 27.39
Ultratech Cement 11.94
NMDC 3.85
Hindustan Unilever 1.79
Coal India 1.34
Reliance Comm 1.19
NTPC 1.17
L&T Finance Holdings 1.03
Oswal Chemicals & Fert 0.92
Reliance Infrastructure 0.58
Reliance Capital 0.35
Reliance Power 0.34
PTC India Financial Serv 0.26
Total Portfolio Value 100.00
 
#2
This is the portfolio of my wife, who inherited it after my mother-in-law's sad and sudden demise.

This is a long term portfolio, Stocks will be held for 1 to 5 years or more before being sold as it is not possible for me to track all stocks and buy/sell every month.

Some cash is also there to be invested. I am not sure whether to invest now or wait; and to invest in existing stocks or in new ones.

I understand that 87% of the portfolio consists of only 3 stocks and some holdings have very small value.

Please have a look and give you valuable opinion and advice.

Thanks.

Company Net Asset(%)
Larsen & Toubro 47.84
Reliance Industries 27.39
Ultratech Cement 11.94
NMDC 3.85
Hindustan Unilever 1.79
Coal India 1.34
Reliance Comm 1.19
NTPC 1.17
L&T Finance Holdings 1.03
Oswal Chemicals & Fert 0.92
Reliance Infrastructure 0.58
Reliance Capital 0.35
Reliance Power 0.34
PTC India Financial Serv 0.26
Total Portfolio Value 100.00
Assuming that your purchase price is lower and all are long term holdings so while selling you will not incur short term capital gains.

Holdings with <1-2% will not meaningfully influence the returns but will take large part of mind share. Get rid of those.

Suggested portfolio:

Infra : L&T - 15%
Oil & Gas: RIL/ONGC - 15%
FMCG: GSK/ITC/HUL - 20%
Banks: HDFC/ICICI/INDUSIND - 20%
Consumption: TITAN - 15%
Healthcare: APOLLO - 15%

Start with max 6-7 stocks, that too Blue Chips and once you are comfortable, you can buy mid-caps later.
 
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